Hessenflow Financial Planning

Welcome to  Wealthcare Capital Managment

                                           Christopher Hessenflow

  • Personal Planning
  • Wealth Management
  • Employee Retirement Benefits

Whether you are looking for more information about our process or want to explore this unique approach to living the one life you have, this site is designed to introduce you to the future of wealth management.

At Wealthcare Capital Management, we know the most important duty an advisor has is to help clients meet their life's goals.  Our approach is called Wealthcare® and it utilizes sophisticated probability analysis, reporting, and a commitment to comprehensive wealth management. 

Weathcare Capital Management if a fee only registered investment advisor. 

 

 
Calculators

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →

Newsletters

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

Why Realistic Expectations May Be Great

Although positive thinking can be powerful, there's a fine line between optimism and unrealistic expectations. There are possible pitfalls when overestimating how a portfolio will perform.

Building a Business Versus Building Wealth

The market for small businesses has been less than ideal over the past few years. Thus a business owner's efforts to build a successful business may not always translate to an increase in personal wealth. One way to insulate a business owner's personal financial situation from the fluctuating small-business market is by investing outside the company.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

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