Hessenflow Financial Planning

Welcome to  Hessenflow Financial Planning

  • Personal Planning
  • Wealth Management
  • Employee Retirement Benefits

Whether you are looking for more information about our process or want to explore this unique approach to living the one life you have, this site is designed to introduce you to the future of wealth management.

At Hessenflow Financial Planning, we know the most important duty an advisor has is to help clients meet their life's goals.  Our approach is called Wealthcare® and it utilizes sophisticated probability analysis, reporting, and a commitment to comprehensive wealth management. 

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Are Target-Date Funds Off Target?

Target-date funds are not for everyone, so it's important to gather all the facts.

HOT TOPIC: Moving Forward from the Credit Crisis

On Monday, September 15, 2008, the country awoke to news that three of the nation's largest financial institutions were unable to survive without help. Now, more than a year after that fateful September day, the economy shows signs of stability.

Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

HOT TOPIC: Investors Flock to Bond Funds, But What Happens When Rates Rise?

Investors are on track to invest 11 times more money in bond funds in 2009 than they will invest in stock funds. This is not surprising, considering the market volatility in 2008, but are these investors operating on false assumptions about the capabilities of bond funds?

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